Prime Home Improvement offers financing through Hearth, so you can start your composite deck, patio, or outdoor living project now and pay over time. Checking your options takes a few minutes and does not affect your credit score.
Hearth is a financing platform, not a lender. It connects you with a network of 18 lender partners, so you can see your options in one place. Personal loans through Hearth have fixed rates and do not require home equity.
Your rate and terms depend on your credit profile, income, and the lender you choose. Prequalification shows what may be available and does not guarantee final approval.
CHECK YOUR OPTIONS WITH HEARTH
Request your free in-home consultation. Eddie or Lisandro Mendez walks your property, and you receive a proposal showing your scope, material selections, and investment.
Complete the short Hearth form. A soft credit check shows you the options available to you without affecting your credit score.
Compare your options and apply with the lender you select. At that point, a lender may run a hard credit inquiry.
Hearth estimates that funds arrive 2 to 7 days after your loan is approved. Once your agreement is signed and your funding is in place, Prime Home Improvement schedules your permits, selections, and construction.
No. Hearth’s prequalification does not affect your credit score. A hard credit inquiry may occur when you apply for a loan directly with a lender, depending on the lender.
No. Hearth connects you with a network of lender partners. The lender you choose provides your loan, and Prime Home Improvement is not a lender.
Hearth shows prequalification results for loans up to $250,000. The amount that fits your project depends on your proposal, your credit profile, your income, and the lender. Most Prime Home Improvement projects start around $20,000.
Requirements vary by lender. Checking your options does not affect your credit score, so you can see where you stand before you decide anything.
No. Personal loans through Hearth do not require home equity.
Hearth states that borrowers who find loan options through Hearth do not pay prepayment penalties. Review the details in your loan agreement.
Hearth estimates 2 to 7 days after your loan is approved. Timing varies by lender.
Yes. Checking your options does not affect your credit score, and knowing what may be available can help you set a realistic budget.
Financing is provided by independent third-party lenders through Hearth. Hearth does not make loans or credit decisions, and Prime Home Improvement LLC is not a lender. All loans are subject to credit approval and lender terms. Rates, terms, and loan amounts depend on your credit profile, income, and the lender, and prequalification does not guarantee final approval.